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10 Minutes Prep Millionaire Pie Recipe

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Mom, why is it called millionaire pie?" Max asked while helping me make this for his school bake sale. Truth is, this millionaire pie recipe tastes so rich and luxurious, it got its nickname from feeling like a million bucks in every bite! After learning it from my Southern mother-in-law (and tweaking it over countless family gatherings), it's become our most-requested dessert.

A rich and creamy no-bake pie featuring pineapple, coconut, and pecans, this Southern classic is quick to make and always a crowd-pleaser.
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A whole Millionaire Pie with creamy filling, topped with pecans and pineapple, on a white plate. Perfect no-bake dessert
A slice of Millionaire Pie with creamy filling, topped with pecans and pineapple

A Southern Classic Made Simple

This recipe for millionaire pie isn't just another no-bake dessert. It's a creamy, dreamy combination of pineapple, coconut, and pecans that tastes like a tropical vacation. Best part? It takes just 15 minutes to throw together!

Why This millionaire pie recipe Never Fails

What makes this pie special:

  • 15-minute prep time
  • No oven needed
  • Always impresses
  • Perfect for parties
  • Kid-friendly fun

Want to know what goes into this rich and creamy pie?

Jump to:

Millionaire Pie Recipe Ingredients

Let me share our favorite pie ingredients:

Base Ingredients:

  • Graham cracker crust
  • Cream cheese (softened)
  • Sweetened condensed milk
  • Whipped topping
  • Crushed pineapple
  • Shredded coconut
  • Chopped pecans

Optional Add-ins: (Max's testing department approved!)

  • Extra cherries
  • More nuts
  • Coconut flakes
  • White chocolate
  • Fresh mint

For Garnish:

  • Whipped cream
  • Toasted coconut
  • Cherry halves
  • Pecan pieces
Millionaire Pie Recipe ingredients: cream cheese, sweetened condensed milk, crushed pineapple, shredded coconut, pecans, and maraschino cherries.

Mom's Secret: Let your cream cheese get super soft, because it needs to rest at room temperature!

What Makes These Ingredients Special

Let me break down why each ingredient makes this millionaire pie recipe truly rich:

Core Players:

  • Cream cheese: Creates that silky-smooth texture
  • Sweetened condensed milk: Adds richness and helps set the filling
  • Crushed pineapple: Brings tropical flavor and natural sweetness
  • Coconut: Adds texture and that classic Southern touch

Secret Stars:

  • Pecans: Give a buttery crunch
  • Maraschino cherries: Add color and sweet bursts
  • Graham cracker crust: Provides the perfect crispy base
  • Whipped topping: Makes it light and fluffy

See recipe card for quantities.

How To Make Millionaire Pie

Let me walk you through our foolproof process:

Prep Steps

  1. Before Starting:
  • Soften cream cheese
  • Drain pineapple well
  • Chop pecans
  • Get crust ready
  1. Make the Filling:
  • Beat cream cheese until fluffy
  • Mix in condensed milk
  • Fold in whipped topping
  • Stir in goodies
Millionaire Pie filling being mixed in a large mixing bowl using a rubber spatula. Ingredients like whipped topping and condensed milk visible.

Assembly Magic

  1. Building the Pie:
  • Pour into crust
  • Smooth the top
  • Add garnishes
  • Chill thoroughly
  1. Final Touches:
  • Chill until serving
  • Let set 4 hours
  • Add toppings
  • Garnish edges
A whole Millionaire Pie with creamy filling, topped with pecans and pineapple, on a white plate. Perfect no-bake dessert

Best Swaps for Millionaire Pie Recipe

Base Substitutions:

  • Graham crust → Oreo crust
  • Regular cream cheese → Light version
  • Whipped topping → Real whipped cream
  • Store-bought crust → Homemade

Fruit Options:

  • Crushed pineapple → Mandarin oranges
  • Maraschino cherries → Fresh cherries
  • Regular coconut → Toasted coconut
  • Canned fruit → Fresh (well drained)

Nut Alternatives:

  • Pecans → Walnuts
  • Chopped nuts → Sliced almonds
  • Plain nuts → Toasted nuts
  • Skip nuts entirely

Dietary Swaps:

Graham crackers → Gluten-free crustn't follow a specific diet (eg. gluten free), they may have friends or family that they're cooking for that could use this. This is also a great idea to link out to another blogger with a similar recipe that fits a different diet.

  • Regular cream cheese → Dairy-free
  • Condensed milk → Coconut condensed milk
  • Whipped topping → Coconut whip

Millionaire Pie Recipe Variations:

Classic Variations:

  • Tropical Dream: • Add mango chunks • Use coconut cream • Macadamia nuts • Lime zest
  • Berry Beautiful: • Mixed berries • White chocolate • Raspberry sauce • Fresh mint

Season Specials:

  • Summer Sunshine: • Fresh peaches • Toasted coconut • Vanilla beans • Mint garnish
  • Holiday Magic: • Cranberries • White chocolate • Sugared pecans • Gold sprinkles

Mini Versions:

  • Individual cups
  • Pie bars
  • Trifle style
  • Hand pies

Mom's Story: Our "happy accident" version happened when Max spilled extra coconut all over the top - now we always make it extra coconutty!

Equipment For Millionaire Pie Recipe Success

Essential Tools:

  • Electric mixer
  • Large mixing bowl
  • Rubber spatula
  • Measuring cups
  • Pie dish
  • Sharp knife
  • Strainer (for fruit)
  • Storage container

Nice-to-Have Items:

  • Stand mixer
  • Pie keeper
  • Offset spatula
  • Serving plate
  • Cake dome
  • Piping bags/tips

Mom's Secret Weapons:

  • Deep pie dish (for tall filling)
  • Extra rubber spatulas
  • Microplane (for zesting)
  • Clear wrap

Millionaire Pie Storage Tips

Fresh Storage:

  • Fridge: Up to 5 days
  • Keep covered well
  • Away from strong odors
  • Best in first 3 days
  • Store flat

Freezing Options:

  1. Whole Pie:
    • Wrap in plastic
    • Then in foil
    • Freeze up to 2 months
    • Thaw in fridge
  2. Individual Slices:
    • Wrap separately
    • Store in container
    • Label clearly
    • Perfect for quick treats

Serving Tips:

  • Garnish fresh
  • Let sit 10 minutes before serving
  • Cut with warm knife
  • Clean blade between cuts

Aunt Emma's Million-Dollar Secret

Let me share something special about this millionaire pie recipe that I learned from my Aunt Emma, the queen of no-bake desserts. While everyone focuses on draining the pineapple, she taught me to save that juice and reduce it down until it's syrupy. "Don't waste that liquid gold," she'd say while Max watched the juice bubble down.

Then comes her magic - she mixes this concentrated pineapple syrup with the cream cheese before adding other ingredients. You won't believe how much flavor this adds! Max says it makes the pie taste "like a tropical vacation in every bite."

Now, whenever we make this pie, Max insists on watching the "pineapple magic" happen on the stove. "Aunt Emma's secret makes it taste like a billion dollars!" he says. And you know what? He's absolutely right!

Quick Tip: Just 3 tablespoons of reduced pineapple juice is all you need - any more and it might affect the setting of your pie.

Let us Put This Millionaire Pie Recipe To Work

With its creamy texture, tropical flavors, and effortless preparation, it’s no wonder this Southern classic has become a family favorite. Whether you’re serving it at a school bake sale, a holiday gathering, or just as a special treat, this pie is guaranteed to impress. If you’re looking for more decadent dessert ideas, why not try a Tom Cruise Coconut Cake for a celebrity-inspired twist, a Pecan Cream Pie Recipe for a nutty indulgence, or even a Canned Cherry Pie Recipe for a quick and delicious classic? Each of these desserts offers its own unique charm, but our Millionaire Pie will always hold a special place in our hearts—and our recipe box. Don’t forget to experiment with Aunt Emma’s pineapple syrup trick for that extra million-dollar flavor! Happy baking!

Share your millionaire pie creations with us on social media, and follow us for more baking magic!!

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Frequent Asked Questions

Why is it called millionaire pie?

Millionaire Pie earned its name because of its rich, luxurious taste that makes every bite feel indulgent, as if you’re savoring a dessert fit for a millionaire. The combination of creamy cream cheese, sweetened condensed milk, tropical pineapple, and crunchy pecans creates a decadent treat that’s both simple and extravagant. Its no-bake preparation and affordable ingredients make it accessible to everyone, yet it still delivers a million-dollar flavor experience.

What is America's most consumed pie?

America’s most consumed pie is apple pie, a timeless classic that’s beloved for its sweet, spiced filling and flaky crust. While Millionaire Pie is a Southern favorite, apple pie holds a special place in the hearts of Americans nationwide. If you’re looking for a modern twist on this classic, try making a Puff Pastry Apple Tart. This recipe simplifies the process by using store-bought puff pastry, layered with thinly sliced apples, cinnamon, and a touch of sugar. It’s quick, elegant, and perfect for any occasion—just like Millionaire Pie!

How long does Millionaire Pie last in the refrigerator?

Millionaire Pie can last up to 5 days in the refrigerator when stored properly. Keep it covered tightly with plastic wrap or in an airtight container to prevent it from absorbing other odors in the fridge. For the best texture and flavor, enjoy it within the first 3 days. If you need to store it longer, you can freeze individual slices for up to 2 months—just wrap them well in plastic and foil before freezing.

Does Millionaire Pie have cream cheese?

Yes, cream cheese is one of the key ingredients in Millionaire Pie! It provides the silky-smooth base that holds the filling together, creating a rich and creamy texture. For the best results, make sure your cream cheese is softened to room temperature before mixing—this ensures a perfectly smooth and fluffy filling. Combined with sweetened condensed milk and whipped topping, the cream cheese gives this pie its signature luxurious taste.

Looking for other recipes like this? Try these:

Pairing

These are my favorite dishes to serve with Millionaire Pie recipe:

A whole Millionaire Pie with creamy filling, topped with pecans and pineapple, on a white plate. Perfect no-bake dessert

10 Minutes Prep Millionaire Pie Recipe

A rich and creamy no-bake pie featuring pineapple, coconut, and pecans, this Southern classic is quick to make and always a crowd-pleaser.
4 from 1 vote
Print Pin Rate
Course: Dessert
Cuisine: American, southern
Keyword: Creamy Pie, Millionaire Pie, No-Bake Dessert, Pineapple Pie, Southern Pie
Prep Time: 10 minutes
Chill Time: 1 hour
Total Time: 1 hour 15 minutes
Servings: 10 Slices
Calories: 350kcal
Cost: 10$

Equipment

  • Electric mixer (For beating cream cheese)
  • Large mixing bowl (To mix ingredients)
  • Rubber spatula (For folding and spreading)
  • Measuring cups (Measuring cups)
  • Pie dish (To hold the pie)
  • Sharp knife (For chopping nuts and garnish)
  • Strainer (To drain pineapple)
  • Storage container (For keeping leftovers)

Ingredients

  • 1 9- inch Graham cracker crust - Store-bought or homemade
  • 8 oz Cream cheese - Softened to room temp
  • 14 oz Sweetened condensed milk
  • 8 oz Whipped topping - Thawed
  • 1 cup Crushed pineapple - Drained well
  • ½ cup Shredded coconut - Sweetened
  • ½ cup Chopped pecans
  • ½ cup Maraschino cherries - Halved optional

For Garnish:

  • Whipped cream
  • Toasted coconut
  • Cherry halves
  • Pecan pieces

Instructions 

Prep Ingredients

  • Let the cream cheese soften at room temperature.
  • Drain the crushed pineapple well.
  • Chop the pecans and cherries if using.

Make the Filling

  • In a large bowl, beat the softened cream cheese until smooth and fluffy.
  • Mix in the sweetened condensed milk until fully combined.
  • Gently fold in the whipped topping until smooth.
  • Stir in the drained pineapple, shredded coconut, chopped pecans, and cherries (if using).

Assemble the Pie

  • Pour the filling into the prepared graham cracker crust.
  • Smooth the top with a spatula.

Chill & Garnish

  • Cover and refrigerate for at least 4 hours (overnight is best).
  • Before serving, top with whipped cream, toasted coconut, cherry halves, and pecan pieces.

Serve & Store

  • Let sit for 10 minutes before slicing.
  • Store leftovers in the fridge for up to 5 days or freeze for up to 2 months.

Nutrition

Serving: 120g | Calories: 350kcal (18%) | Carbohydrates: 40g (13%) | Protein: 5g (10%) | Fat: 18g (28%) | Saturated Fat: 9g (56%) | Polyunsaturated Fat: 2g | Monounsaturated Fat: 4g | Cholesterol: 25mg (8%) | Sodium: 150mg (7%) | Potassium: 150mg (4%) | Fiber: 2g (8%) | Sugar: 30g (33%) | Vitamin A: 500IU (10%) | Vitamin C: 5mg (6%) | Calcium: 100mg (10%) | Iron: 1mg (6%)

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Comments

  1. 4 stars
    yummmm!!! worth a try

    Reply
4 from 1 vote

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